Palmpay ( The payment app that rewards you): guide,reviews and recommendations. Scam or not?

Phoenix invites you to PalmPay, register and login to PalmPay to earn new user rewards
CLICK HERE TO START YOUR OWN JOURNEY

Hey there and welcome back to my page. Without further ado let me go on straight to the point of this article. First and foremost palmpay is a Mobile Money operator in Nigeria; Ever wondered how you could transfer money for free without any charges to any bank in Nigeria? PalmPay got you covered on you first three transfers after which subsequent transfers that same day costs 10 naira only and can still be discounted if you have PalmPoints. This could come in handy when transferring to money to your Roqqu crypto wallet. Click here to ๐Ÿ‘‰Register on RoqquI've transferred using PalmPay to my Roqqu wallet on quite so many occasions using PalmPay and to be honest I love their service. You'd too. PalmPay is more than just a Mobile Money app its everything and more you wish.



Yes they have a physical address and they're  located at Number 20 Opebi Road, Ikeja, Lagos.

PalmPay is licensed by the CBN 

PalmPay is a payment platform that is licensed by CBN. With PalmPay, you can open a wallet, send and receive money, buy airtime and pay for bills.

PalmPay is real and secure

PalmPay is fully licenced and regulated as a Mobile Money Operator by the Central Bank of Nigeria - only 22 companies have passed this rigorous licensing process. PalmPay is backed by Tecno Mobile and partnered with Visa, two of the most trusted brands in the world.  They take the security of your data and information extremely seriously. PalmPay is PCI-DSS compliant and follows GDPR standards when handling data. Making it a trustworthy app and service to use.

Why not join 1 millions other users in Nigeria  ๐Ÿ‡ณ๐Ÿ‡ฌ and try it out yourself!? 

PalmPay is the payment app that rewards you! 

Anything you do on PalmPay, you can earn discounts and get better value than anywhere else. 

1. 3 free bank transfers a day to any bank in Nigeria. After that you’ll pay just N10 for any amount cool isn't it ๐Ÿ˜Ž? 

2. PalmPay gives you rewards via PalmPoints which can be redeemed or saved for later. I know how many PalmPoints I've accumulated so far since I begin using PalmPay.  In essence PalmPoints is like a points used to discount any of your next transactions. 

3. Free deposit and withdrawal and free transfers to other PalmPay wallets Every month there is always new promotions where you can earn PalmPoints, coupons and more! Ain't that just great and lovely?

This are just the surface levels of what and how I enjoy using PalmPay.

So I had to wait up to a year before I could write a honest review about PalmPay.  As you can see quite well, I joined PalmPay on the 12th of November 2019. Time surely flies fast.๐Ÿ˜ฎ Navigating through the app is pretty slick and simple even for a novice. 

Below are samples of my day to day activities using PalmPay.  

Group Discount 


If there's nothing more that you could ever want this isn't something you should let pass you by. Below is the group discount rules as proposed by PalmPay. Sign-up now to benefit and maximise more from this service;

 Group Discount Rules  
1. Create a group or join one. Choose the product you need, confirm the top up number and pay the group purchase price;  

2. Share the product you purchased and invite friends to enjoy the group purchase price with you;  

3. The purchase will be completed when 5 people pay successfully in the group. The system will then automatically complete the purchase for you;  

4. There is a 48-hour limit for each group. You will be refunded automatically if the group is not completed in 48 hours;  

5. Please confirm the top up number before paying, the transaction cannot be cancelled once the payment is completed;  

6. Group buying uses the PalmPay Balance payment method only;  

7. You cannot use coupons or PalmPoints as part of a group purchase;  

8. Each PalmPay customer can make up to 3 group purchases per product per week;  

9. PalmPay reserves the right of final interpretation for the group buying service;

Copyright © PalmPay. All rights reserved.

Why I love using PalmPay is cuz of the PalmPoints features Here are the rewards programs you could use to earn PalmPoints for yourself to discount your next recharge, bill payments or transfers after exhausting your three free transfers daily;

1. Lucky money 
Be rewarded when you transfer money. Send your friends Lucky Money, play the game and win prizes.

2. Bonus on Airtime 
Get extra bonus in form of PalmPoints when you buy airtime. Use your PalmPoints and save up to 50% on future airtime and biller purchase.



3. Bonus on Bills Payment 
Whenever you pay for a bill through PalmPay, you're given 3% (formerly 5%) bonus in form of PalmPoints to save up to 50% on future airtime and biller purchase.



4. When you top up ₦1000 
Once per week
Top up your PalmPay wallet with over ₦1000 and earn a ₦50(Formerly ₦100) bonus in form of PalmPoints. Available once per week only.




5. Save money with PalmPoints 
Save up to 50% on all your biller purchase when you pay with your PalmPoints, valid for first 10 transactions per month.

My March 2020 PalmPoints. Those who use this for business will earn more than this. If you understand me. ๐Ÿ˜‰


6. Invitations reward
Ooohlala my favourite ❤ 
When your friend join using your invitation link or code, they'll receive P100. After their first transactions, you will receive P300 (will be reduced to P100 on Dec 1st) according to information gotten in app.  So take advantage of this before then.
Each PalmPoints is worth ₦1

Awoof Money is Back!๐Ÿฅณ๐Ÿฅณ

Join here to get yours๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡
Earning Tips 

1. Send to all your friends Share Awoof Moni with all your friends! You might want to use Whatsapp, Twitter, Facebook, or send directly via your phone contacts. The more friends who claim, the more cash you can earn! 

2.Remind your friends to use Awoof Moni After your friends claim the Awoof Moni you sent, don’t forget to remind them to use it. The funds can be used to top up airtime, buy a data bundle as well as other services. 

3.Remind your friends to verify account If you haven't got your earnings after your friends claim and spend Awoof Moni, you need to remind your friends to verify account and check the name as real name. Then, you will get your earnings.

Asides PalmPay there are other Mobile Money Operators in Nigeria such as Opay(Paycom), Paga etc. The benefits of using PalmPay is far much better. Telling you from experience. 
Have you ever had a failed or pending transaction and need to resolve your complaints only to be faced with a non-existent customer service or annoying customer service.  Its never like that with PalmPay. As their customer service is top notch. Resolution time for pending transactions after chatting them via in app customer support or through their official IG DM is usually 24-48hrs. 
Below was one of my most recent transaction that was pending I immediately contacted them and it was resolved and I was refunded.



Because of my trust in them I didn't stress myself cuz  I knew it'd be refunded once I let them know of the issue on ground. Asides this here's another. 


I don't need to convince you further. As you've seen my review on them is a 5-star ๐ŸŒŸ ๐ŸŒŸ ๐ŸŒŸ ๐ŸŒŸ ๐ŸŒŸ  rating. 

Disclaimer: The author of this content is not in any way affiliated with PalmPay or its Company.  Neither are you forced to join PalmPay and earn commissions in terms of PalmPoints through paying bill payments, purchasing airtime etc. You're advised to fully do your research before signing up to PalmPay. 

After reading the disclaimer and love my honest review  and you choose to join PalmPay and enjoy all this benefits for sharing this piece of information with you CLICK HERE TO GET STARTED.
You're invited to PalmPay, register and login to PalmPay to earn new user rewards. Use this 0I04X4 as invitation code. You'll definitely give this app a thumbs-up ๐Ÿ‘ after using their service. 

Having any difficulty registering or misunderstanding.  Hit me up via my mail and I'll respond to you ASAP 
๐Ÿ“ง๐Ÿ“ฅMrronjozi@gmail.com

Call
๐Ÿ“ž +2348104654162

WhatsApp
๐Ÿ’ฌ WhatsApp Me
The current rewards program currently running on PalmPay sign-up now to participate. I won't go into details on this. 

Lest I forget there's something called PalmForce on PalmPay. 

  • What is PalmForce?
Palmforce is an exclusive group of best PalmPay Customers. PalmForce members are able to get larger rewards for customers referrals and activities from the referred customers.

Each customer you register will automatically become your downlines and you'll be rewarded based on their activity. Keep your downlines 
transacting and get even more rewards.
  • How do I join PalmForce
Invite the minimum number of customers to PalmPay and you'll be eligible to register for PalmForce. 
  • How much rewards can I earn?
Reward is calculated based on your Level (Gold, Silver, Bronze), the number of referrals you have complete and the activity of your base within a certain month. Within the PalmForce section of the app you'll be able to monitor the reward which you have earnt and the amount which has been settled.

  • How does the reward level work? 
PalmForce has 3 reward Levels - Gold, Silver and Bronze. Each member is rated on referrals and the activity of their base. You can be at different levels for each metric - do if you want to focus on different things each month you're able to! When you join PalmForce you'll be on Bronze Level. Improve your status by meeting the targets and move up to a different level the following month. If you miss the targets you'll drop down to the previous level. If you miss the minimum target you'll drop out to of the PalmForce program.
  • Help! I missed my target one month, what do I do?  
You can re-join the PalmForce program by hitting the minimum target again. There is no need to re-apply.

  • What is a downline? 
A downline is a customer who you have referred to the PalmPay service.  We have two levels of downlines - so you referrers are able to build your base with their downlines

  • Who can help me if something goes wrong? 
If something goes wrong, please contact their customer care team via the Live Chat, Call (0170 0570 0) or e-mail (support@palmpay.co).

  • When do you pay rewards? 
Reward is settled to your account after our finance team have review your transactions.  We take a zero tolerance policy toward fraudulent and inappropriate behaviour within the PalmForce program.

Thanks for reading it ain't easy if you made it to the end ๐Ÿ˜Š. Sign-up on PalmPay and you'll not regret  you did.

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